I have a small business pet sitting/ dog walking and I have pet business insurance which covers most things such as public liability, care custody and control, key cover ect however this week while In transit in the back of my vehicle, a dog managed to get to the seat belt in the back and chew it. My insurance doesn't cover this. Am I within my right to ask the owner to pay damages or is this my responsibility?
Many thanks for advice in advance
Thanks,
I didn't find the right solution from the internet.